We make it easy to bring your vision to life — with financing options tailored to fit your needs, your budget and your timeline.
Our financing program is designed to put your remodel within reach — without surprise fees, hidden charges or hoops to jump through.
Enjoy 0% interest when paid in full within 12 months — perfect for kitchen refreshes, bathroom remodels and most mid-size projects.
We offer custom payment plans that fit your budget — terms from 12 to 144 months, with monthly payments tailored to your project size.
Get approved instantly with our easy online application. Most homeowners receive a decision in under 60 seconds — no impact to your credit score to check.
Applying for financing is fast, secure and won't affect your credit score to get pre-qualified.
Complete our short, secure online application in about 3 minutes. No paperwork, no waiting room.
Receive an instant decision and pre-qualification offer — soft credit check only, no impact to your score.
Pick the term and payment that fits your budget — from 12-month 0% promos to longer fixed-rate terms.
Once approved, we schedule your project and you start making fixed monthly payments — simple and predictable.
Use the calculator below to get a quick estimate of your monthly payment. Adjust the project amount and term to fit your budget.
Whatever the scope, we have a financing option to match — from a single-room refresh to a full home transformation.
From $15,000
From $8,000
From $40,000
From $9,000
Everything you need to know — payment plans, terms, rates, eligibility and how to apply — in one clear, printable PDF guide.
↓ Download Financing Guide (PDF)Enter your details to receive financing updates, exclusive offers and helpful tips on funding your next project.
Our 0% interest option is available when the financed amount is paid in full within the promotional period — typically 12 months. Approval is based on creditworthiness; most homeowners with good credit qualify quickly through our online application.
Pre-qualification uses a soft credit check, which does not affect your credit score. If you choose to proceed with full approval, a hard credit pull is performed at that stage — we'll always let you know before that happens.
We offer financing from $5,000 up to $200,000+ depending on project scope, with terms ranging from 12 to 144 months. Smaller projects can use short 0% promotional terms; larger projects typically use fixed-rate amortized loans over 5–12 years.
No. You can pay off your financing early at any time without any penalty or fee. Paying off early during a 0% promotional period is the smartest way to use the program.
Most applicants receive an instant credit decision — typically in under 60 seconds. Once approved, funds are made available to start your project within a few business days.
Yes. Many homeowners use financing to cover their deductible or out-of-pocket portion of an insurance-funded project — particularly for roof and storm-damage work. We're happy to coordinate with your insurance carrier.
Apply for financing in minutes — or call our team to talk through your options. We're here to make it simple.